100% Free • No Login Required • Updated for 2026

Saudi Utility Hub

Free, easy-to-use calculators for salary, GOSI, end-of-service, Zakat, Iqama, and remittance — built on the 2026 rules published by SAMA, ZATCA, and the Ministry of Human Resources.

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Your Saudi Financial Toolkit

Built for residents and expats in Saudi Arabia

Every calculator on Saudi Utility Hub is built around the official rules that apply in the Kingdom — GOSI contribution rates, Labour Law end-of-service formulas, ZATCA's 15% VAT, and Zakat at 2.5% of eligible wealth. We keep the figures current with each rate change, explain how the math works, and run everything in your browser. There is no login, and we don't store the numbers you enter.

20+
Tools & Guides
2026
Updated Rates
100%
Free to Use
0
Logins Required
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Official 2026 Rates
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No Account Needed
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Calculations Stay in Your Browser
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Works on Any Device

Latest Guides

CCHI rules, minimum coverage requirements, what happens during probation, how to make a claim, and what to do if your employer refuses to provide insurance.

June 2026 · 9 min read

When banks, landlords and visa authorities demand an NOC, what the letter must contain, a free English template, and what to do if your employer refuses.

June 2026 · 7 min read

21 days vs 30 days leave, how to encash unused days, carry-forward rules, and what to do if your employer refuses your leave — complete Article 109 guide.

June 2026 · 10 min read

When your flight ticket is legally binding, how to calculate cash-in-lieu, pro-rated entitlement on resignation, and what to do if your company refuses.

June 2026 · 8 min read

Unpaid salary, delayed EOS, unjust termination — 7-step Qiwa filing process, 21-day mediation and Labour Court escalation guide.

June 2026 · 9 min read

150% overtime rate, hourly formula (basic ÷ 26 ÷ 8), Ramadan rules, Friday overtime and how to claim what you're owed.

June 2026 · 8 min read

Max 90 days (180 with written agreement), GOSI from day one, no EOS during probation, and what to do if your employer violates the rules.

June 2026 · 7 min read

Your rights under Article 117: 30 days full pay, 60 days 75%, 30 days unpaid. What to do if your employer refuses.

June 2026 · 9 min read

What it is, who needs it (bank loan, visa, rental), and how to request it from HR — with a bilingual Arabic/English template.

2026 · 7 min read

The Article 84 formula, resignation vs. termination scenarios, and step-by-step worked examples for every case.

2026 · 7 min read

Ready to get started?

Pick any of our free calculators and guides to make sense of your finances in Saudi Arabia. Every tool reflects the latest 2026 rates and the rules set by the relevant Saudi authority.

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Why Our Tools Stand Out

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Rule-Based

Each calculator follows the published 2026 rules from the relevant Saudi authority — SAMA, ZATCA, or the Ministry of Human Resources.

Instant Results

Calculations run in your browser, so you get answers in seconds with no server processing or waiting.

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Privacy First

The numbers you enter stay on your device. We don't collect or store the details of your calculations.

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Mobile-Friendly

Fully responsive layouts mean every tool works smoothly on phones, tablets, and desktops.