๐Ÿ‡ธ๐Ÿ‡ฆ The Saudi Expat Operating System

Free Tools for Life in Saudi Arabia

Zakat, Salary, VAT, EOS, GOSI, Iqama, Remittance, Car Finance and more โ€” free, instant, no login

20+
Free Tools
100%
Free Forever
EN + AR
Bilingual
2026
Updated Rates
๐Ÿ”
๐Ÿ“ข Advertisement โ€” Google AdSense

๐ŸŒ™ Islamic Finance & Zakat

3 tools
๐Ÿ’ฐ
Gold Zakat Calculator
Calculate Zakat on 24K, 22K, 21K gold with live Saudi gold prices. Nisab check included.
Calculate โ†’
๐Ÿช™
Cash & Savings Zakat
Zakat on cash, bank accounts, business inventory and silver. With Nisab check.
Calculate โ†’
๐Ÿ“–
Zakat Nisab Guide
Complete 2026 guide: how to calculate Nisab, Haul period, zakatable assets explained.
Read Guide โ†’

๐Ÿ’ผ Salary & Employment

5 tools
๐Ÿ”ฅ HOT
๐Ÿ’ผ
Net Salary Calculator
Calculate take-home pay with GOSI, housing & transport allowances. Saudi & expat split.
Calculate โ†’
๐Ÿค
End of Service (EOS)
Gratuity under Saudi Labour Law Article 84. Termination, resignation โ€” all scenarios.
Calculate โ†’
๐Ÿ›๏ธ
GOSI Calculator
Social insurance contributions for Saudi nationals (10%+12%) and expats (0%+2%).
Calculate โ†’
NEW
โฐ
Working Hours & Overtime
Calculate 150% overtime pay under Saudi Labour Law. Includes Ramadan hours.
Calculate โ†’
๐Ÿงพ
VAT Calculator 15%
Add or remove Saudi Arabia's 15% VAT from any amount. For businesses and shoppers.
Calculate โ†’

๐Ÿชช Expat Visa & Residence

3 tools
NEW
๐Ÿชช
Iqama Expiry Tracker
Track days remaining on your Iqama. Renewal cost estimate and color-coded status alert.
Check Status โ†’
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ
Dependent Levy Calculator
Calculate SAR 400/month dependent fees for wife, sons, daughters. Annual total included.
Calculate โ†’
NEW
โœˆ๏ธ
Exit/Re-entry Visa Cost
Single, multiple and final exit visa fees. Includes dependent family costs.
Calculate โ†’

๐Ÿ’ธ Remittance & Money Transfer

4 tools
๐Ÿ’ฐ SAVE
๐Ÿ’ธ
Compare All Services
Compare Wise, STC Pay, Al Rajhi, WU, Remitly fees for SARโ†’PKR/INR/BDT/EGP/PHP.
Compare Now โ†’
๐Ÿ‡ต๐Ÿ‡ฐ
SAR to PKR
Saudi Riyal to Pakistani Rupee with 5 transfer services compared side-by-side.
Calculate โ†’
๐Ÿ‡ฎ๐Ÿ‡ณ
SAR to INR
Saudi Riyal to Indian Rupee with best rates and zero-fee options.
Calculate โ†’
๐Ÿ’ฑ
SAR Currency Converter
Convert SAR to PKR, INR, BDT, EGP, PHP, USD, EUR, GBP and more.
Convert โ†’

๐ŸŒ Quick Transfer โ€” Choose Your Country

๐Ÿ‡ต๐Ÿ‡ฐ
Pakistan
SAR โ†’ PKR
๐Ÿ‡ฎ๐Ÿ‡ณ
India
SAR โ†’ INR
๐Ÿ‡ง๐Ÿ‡ฉ
Bangladesh
SAR โ†’ BDT
๐Ÿ‡ช๐Ÿ‡ฌ
Egypt
SAR โ†’ EGP
๐Ÿ‡ต๐Ÿ‡ญ
Philippines
SAR โ†’ PHP
๐Ÿ‡ณ๐Ÿ‡ต
Nepal
SAR โ†’ NPR
๐Ÿ“ข Advertisement โ€” Google AdSense

๐Ÿ  Finance & Loans

3 tools
๐Ÿš—
Car Finance Calculator
Monthly car installments for new & used vehicles. All Saudi bank profit rates.
Calculate โ†’
๐Ÿ 
Mortgage Calculator
Islamic Murabaha and conventional home loan monthly payments. Expat & Saudi terms.
Calculate โ†’
๐Ÿ“Š
Live Gold Prices
Today's Saudi gold prices: 24K, 22K, 21K, 18K in SAR per gram. Nisab included.
View Prices โ†’

๐Ÿฅ Health Tools

2 tools
โš–๏ธ
BMI Calculator
Body Mass Index with WHO health categories and ideal weight range.
Calculate โ†’
๐Ÿคฐ
Pregnancy Due Date
Calculate due date, current week and trimester from LMP or conception date.
Calculate โ†’

๐Ÿ“‹ Tax & Finance Guides

2 guides
๐Ÿ“‹
VAT 15% Guide
Who pays, what's exempt, tourist refunds, real estate VAT โ€” complete 2026 guide.
Read Guide โ†’
๐Ÿ“–
Zakat Nisab Guide
Complete guide to Nisab thresholds, zakatable assets and how to calculate Zakat.
Read Guide โ†’
๐Ÿ“ข Advertisement โ€” Google AdSense

Why Saudi Utility Hub?

Built for the 10+ million expats and residents who need accurate, fast, free tools

๐Ÿ†“
100% Free
No registration, no subscription. All 20+ tools free forever.
๐Ÿ“ฑ
Mobile Friendly
Works perfectly on iPhone and Android. No app download needed.
๐Ÿ”’
Private
All calculations happen in your browser. We never see your financial data.
๐Ÿ‡ธ๐Ÿ‡ฆ๐ŸŒ
EN + Arabic
All tools available in English and Arabic (ุนุฑุจูŠ).
๐Ÿ“…
2026 Updated
Rates verified for 2026: GOSI, Iqama fees, VAT, dependent levy, gold prices.
โšก
Instant Results
No loading, no wait. Results appear immediately as you calculate.