About Saudi Utility Hub

Free, accurate tools for everyone who lives and works in Saudi Arabia.

50+

Free Tools & Guides

2026

Official Rates

Logins Required

Monthly

Rate Audits

Our Mission

Saudi Utility Hub was built to solve a simple problem: people living in Saudi Arabia need accurate, free tools for everyday financial decisions — and most don't exist in one place.

Whether you're calculating your GOSI deduction, figuring out your end-of-service gratuity, checking your Iqama expiry, or comparing remittance fees, we give you the answer instantly — based on the official rules, not estimates.

✅ Official 2026 rates from SAMA, ZATCA, GOSI, and the Ministry of Human Resources
✅ No login required — every tool works instantly in your browser
✅ Calculations stay on your device — we do not store what you enter
✅ Monthly audits — all rates are re-verified on the 1st of each month

What We Cover

Saudi Utility Hub covers six core areas for residents and expats in the Kingdom:

💼 Salary & Work — GOSI, EOS, salary slips, settlements, overtime, leave, probation
🧾 Tax & Zakat — VAT at 15%, complete Zakat calculator, Gold Zakat, Nisab
🏦 Loans & Banking — car finance, mortgage, Islamic finance (Murabaha), IBAN validator
💸 Send Money Home — remittance fee comparison for Pakistan, India, Bangladesh, Philippines
🪪 Iqama & Visas — expiry tracker, transfer costs, dependent levy, family visa, exit/re-entry
🚗 Bills & Transport — electricity, water, fuel, traffic fines, driving licence conversion

Our Review Process

Every calculator and guide on this site follows a three-step process before it goes live:

Data validation — cross-checked against at least two official Saudi government sources (GOSI, ZATCA, SAMA, Ministry of HR, Jawazat).
Editorial review — assigned to the relevant desk based on topic (see below).
Monthly audit — all pages re-verified on the 1st of each month for any rate or regulation changes.

Last full site audit: June 1, 2026. Next scheduled audit: July 1, 2026.

Our Editorial Team

Labour & HR Desk

GOSI · EOS · Salary · Iqama

Maintains all employment-related tools. Figures sourced from GOSI, the Ministry of Human Resources and Social Development, and the Saudi Labour Law.

Islamic Finance Desk

Zakat · Gold · Islamic Finance

Maintains Zakat, gold, silver, and Islamic finance tools, with calculations based on published rulings from recognised fiqh authorities.

Banking & Remittance Desk

Currency · Money Transfer · IBAN

Maintains currency, IBAN, and money-transfer tools. Rates and rules checked against SAMA and major Saudi banks.

Visa & Expat Desk

Visas · Iqama · Residency

Maintains Iqama, visa, and residency tools. Information sourced from the Jawazat (Passports Authority), Absher, and Muqeem portals.

Accuracy Disclaimer

Important: All calculator results are estimates based on publicly available Saudi government regulations and rates. They are provided for informational purposes only. Always verify important financial decisions with your employer, bank, or the relevant Saudi authority (Ministry of Human Resources, GOSI, ZATCA, Jawazat, or SAMA).

Transparency & Monetisation

Saudi Utility Hub is independently operated and is not affiliated with any Saudi government entity, though we strive to reflect official policies accurately.

This site is free to use. We cover running costs through Google AdSense advertising and select affiliate partnerships with financial service providers. Affiliate links are clearly disclosed and never influence our calculations or recommendations.

Contact & Feedback

We welcome corrections, suggestions, and feedback. If you spot an error in a calculation, please tell us — we aim to fix confirmed errors within 24 hours.

Email: saudiutilityhub@gmail.com

We aim to respond within 48 hours.

Go to Contact Form →