🧾 Free KSA Salary Slip Generator 2026

Create a professional Saudi Arabia pay slip in seconds. Fill in your details, preview instantly, then print or save as PDF.

✅ 100% Free 🔒 No Login 🖨️ Print / PDF 🌐 EN + عربي 📅 2026 Rates
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📝 Enter Pay Slip Details

🏢 Company Information
👤 Employee Information
💰 Earnings
Your fixed monthly base salary
Included in GOSI base for Saudi nationals
➖ Deductions
Expats: no GOSI deduction from salary
Loan repayment, penalties etc.
Leave blank if full month
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What is a Salary Slip in Saudi Arabia?

A salary slip (also called a pay slip or pay stub) is an official document issued by an employer to an employee every month. It shows the full breakdown of earnings — basic salary, allowances, overtime — and all deductions such as GOSI contributions or advances. In Saudi Arabia, salary slips are essential documents for expats and nationals alike.

📌 When do you need a salary slip in KSA? Bank account opening, personal loans, car financing, apartment rentals, dependent levy proof, visa applications, and embassy documents all commonly require a recent salary slip.

What Should a KSA Salary Slip Include?

A proper Saudi Arabia salary slip should contain:

GOSI Deductions on the Salary Slip

For Saudi national employees, GOSI (General Organization for Social Insurance) deducts 9.75% from the GOSI base, which is basic salary + housing allowance, capped at SAR 45,000/month. This appears as a deduction on the salary slip.

For expat employees, there is zero GOSI deduction from the employee's salary. The employer pays 2% separately as occupational hazard insurance — it does not appear as a deduction on the expat's pay slip.

⚠️ No income tax in Saudi Arabia. Neither Saudi nationals nor expats pay any personal income tax. Your salary slip will never show an income tax deduction.

Can a Salary Slip Be Used for a Bank Loan?

Yes — Saudi banks (Al Rajhi, Saudi National Bank, Alinma, Riyad Bank etc.) accept salary slips as proof of income for personal loans, car financing, and mortgages. Banks typically require the last 3 months of salary slips. The slip must show the company letterhead, employee details, and a clear breakdown of earnings and net pay.

📌 Tip: For official bank submissions, salary slips should ideally be stamped and signed by the HR or finance department. The PDF generated by this tool can be printed and stamped by your employer.

Frequently Asked Questions

Is this salary slip generator free?

Yes — completely free. No login, no subscription, no watermark on the generated slip. Enter your details, generate, and print or save as PDF instantly.

Can I use this salary slip for official purposes?

This tool generates a professional salary slip template. For official bank or government submissions, the printed slip should be stamped and signed by your employer's HR or finance department. The format follows standard Saudi Arabia pay slip conventions.

What is the difference between gross salary and net salary?

Gross salary is the total of your basic salary plus all allowances (housing, transport, food, etc.) before any deductions. Net salary is the amount you actually receive after GOSI and other deductions are subtracted. For expats in KSA, gross and net are usually identical since there are no mandatory deductions.

Do expats get GOSI deducted from their salary?

No. Expat (non-Saudi) employees pay zero GOSI from their salary. Their gross salary equals their net take-home pay. Only Saudi nationals have the 9.75% GOSI deduction from their basic + housing allowance.

How do I save the salary slip as a PDF?

Click the "Save as PDF" button after generating your slip, or use your browser's print function (Ctrl+P / Cmd+P) and select "Save as PDF" as the destination. The print layout is optimized to show only the salary slip — the website navigation and form will not print.

What is the housing allowance in Saudi Arabia?

Housing allowance (بدل السكن) is a monthly benefit paid by the employer to cover accommodation costs. By law, it must be at least 25% of the basic salary for Saudi nationals, though many employers pay more. For expats it is contractual. It is included in the GOSI contribution base for Saudi employees.

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