📅 May 2026 · 7 min read · Based on Saudi Labour Law Article 84

End-of-Service Gratuity in Saudi Arabia 2026 — Complete Guide for Expats & Saudis

How to calculate end-of-service gratuity under Saudi Labour Law, the difference between resignation and termination, and every detailed scenario.

Quick answer: end-of-service = basic salary only × years of service (half a month for each of the first 5 years, a full month for each year after that). Use the free End-of-Service Calculator for an instant result.

What is end-of-service gratuity?

End-of-service gratuity (or end-of-contract award) is a sum that Saudi Labour Law requires the employer to pay the employee when the contractual relationship ends. It is governed by Article 84 of the Saudi Labour Law and applies to all private-sector employees — Saudis and expats alike.

End-of-service gratuity is a legal right, not an optional bonus, and it is completely separate from the final salary, leave balance, and social insurance benefits.

End-of-service calculation table

Years of serviceGratuity rateApplicable case
Less than 2 yearsNo gratuityResignation only (termination = full gratuity)
2 to 5 years (resignation)One third of the full gratuityResigning after 2 and before 5 years
5 to 10 years (resignation)Two thirds of the full gratuityResigning after 5 and before 10 years
10 years or more (resignation)Full gratuityResigning after 10 years
Any period (termination)Full gratuity from day oneEmployer ends the contract
First 5 years (full rate)Half a month's basic salary per yearResignation and termination
After 5 years (full rate)One full month's basic salary per yearResignation and termination
⚠️ Key rule: the gratuity is calculated on basic salary only. Housing allowance, transport allowance and all other allowances are completely excluded.

Worked example

An employee with 7 years of service, a basic salary of SAR 8,000, who resigns:

First 5 years: 5 × (8,000 ÷ 2) = SAR 20,000

The following 2 years: 2 × 8,000 = SAR 16,000

Full total if terminated: SAR 36,000

Resigned after 7 years (5–10 bracket, two thirds): 36,000 × ⅔ = SAR 24,000

Frequently Asked Questions

Is an employee entitled to gratuity if they resign before two years?
No. If the employee resigns before completing two years of continuous service, no gratuity is due. However, if the employer ends the contract, the full gratuity is due from the first day.
Is the housing allowance included in the end-of-service calculation?
No. End of service is calculated on basic salary only. Housing, transport and all allowances are excluded from the calculation.
What is the difference between termination and resignation in the EOS calculation?
Termination (employer ends the contract): the employee receives the full gratuity regardless of length of service. Resignation: the thirds rule applies (one third for years 2–5, two thirds for years 5–10, full after 10 years).

Related Tools

🤝 End-of-Service Calculator💼 Salary Calculator🏛️ GOSI

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Sources: Saudi Labor Law (Royal Decree M/51), Article 84 and 85 end-of-service provisions. Figures and rules are set by the issuing authority and may change — verify current details on the official portal before relying on them. Last reviewed: June 2026.

⚠️ Disclaimer: All results are estimates based on publicly available Saudi government regulations and rates. Always verify important financial or legal decisions with your employer, bank, or the relevant Saudi authority (Ministry of Human Resources, GOSI, ZATCA, Jawazat, or SAMA).