Saudi Net Salary Calculator 2026

Updated May 2026 · Saudi Labour Law & GOSI Rates

No income tax in Saudi Arabia. Saudis pay GOSI contributions; expats keep their full gross salary as take-home pay.

Calculate Your Net Salary

Monthly Net Take-Home SAR 0
Basic Salary
Housing Allowance
Transport Allowance
Other Allowances
Gross Salary
GOSI Deduction
Annual Net Salary
Income TaxNone (0%)

Frequently Asked Questions

What is GOSI and who pays it?+
GOSI (General Organization for Social Insurance) is Saudi Arabia's social security system. Saudi national employees contribute 9.75% of their basic salary + housing allowance (capped at SAR 45,000/month), while their employer contributes 11.75%. Expatriate employees do not contribute to GOSI occupational hazard only applies at 2% paid by employer.
Is there income tax on salaries in Saudi Arabia?+
No. Saudi Arabia does not impose personal income tax on employment salaries for either Saudi nationals or expatriate employees. The only mandatory deduction for Saudis is GOSI. Expats keep 100% of their gross salary as take-home pay.
Are allowances (housing, transport) subject to GOSI?+
GOSI contributions are calculated on basic salary plus housing allowance only, up to the SAR 45,000 ceiling. Transport allowances, food allowances, and other supplementary allowances are generally not included in the GOSI base, though the exact treatment can vary by employer. Always check your employment contract.

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