🧮 Check Your Zakat Eligibility
What is Nisab?
Nisab is the minimum threshold of wealth that must be reached before Zakat becomes obligatory. For gold, it is defined as 85 grams of pure 24K gold — the figure published in Saudi Arabia's Zakat, Tax and Customs Authority (ZATCA) official Zakat guidance, derived from the classical measure of 20 mithqal. The silver equivalent is 595 grams.
If your total zakatable wealth equals or exceeds the Nisab, and a full lunar year (Hawl) has passed since you first reached that threshold, Zakat of 2.5% is due on your total wealth.
What counts as Zakatable Wealth?
Cash and bank savings, gold and silver (stored or invested), stocks and business assets, rental income received, money owed to you that you expect to collect. Debts you owe can be deducted.
Generally NOT zakatable: Your home (that you live in), personal vehicle, household furniture, and clothing.
Why Does the Nisab Threshold Change?
The 85-gram weight of gold never changes — that figure is fixed by Islamic scholarship. What changes is the SAR value of that gold, since gold prices move daily with global markets. This is why the calculator above asks you to enter today's gold price per gram rather than showing a fixed SAR figure: a Nisab quoted in riyals from last month may already be out of date.
For the same reason, treat any SAR figure you see for Nisab — on this page or elsewhere — as a snapshot tied to the gold price used to calculate it, not a fixed annual number.
❓ Frequently Asked Questions
Is the gold Nisab always 85 grams?
85 grams of pure (24-karat) gold is the figure published in ZATCA's official Zakat guidance, derived from the classical measure of 20 mithqal (1 mithqal ≈ 4.25g). Some international Islamic calculators instead use 87.48 grams, based on a 3-troy-ounce conversion — both figures come from reputable sources and the difference is a known point of variation in conversion methodology, not an error on either side. If you follow a specific school of thought or local Zakat authority with a different reference weight, use their published figure instead — this page uses ZATCA's 85-gram figure as the Saudi-specific standard.
Should I use 24K gold price or the price of my actual jewelry's karat?
The Nisab threshold itself is always defined in terms of pure 24K gold-equivalent value. If your wealth includes lower-karat jewelry (21K, 18K, etc.), convert it to its pure gold content first — for example, 21K jewelry is roughly 87.5% pure gold by weight — before comparing it against the 85-gram, 24K-based Nisab line.
What if my wealth is just above Nisab one day and below it the next?
Zakat eligibility is generally assessed at the point your Hawl (one lunar year of continuous ownership above Nisab) completes, not on a daily fluctuating basis. If your wealth dips below Nisab for part of the year but is back above it — and a full Hawl has passed while above the threshold — most scholars hold that Zakat is still due. Because this can get nuanced depending on your specific situation, it's worth confirming with a qualified scholar for borderline cases.
Do I pay Zakat on gold I wear, or only on stored/invested gold?
This is a point of genuine scholarly difference. Some scholars hold that gold jewelry worn regularly for adornment is exempt from Zakat, while others hold that all gold — worn or stored — is zakatable regardless of use. Many Saudi-based fatwa bodies lean toward the view that all gold is zakatable. Given the disagreement, it's worth checking with a trusted local scholar or your country's Zakat authority for a definitive answer that matches your school of thought.
Sources & methodology: Nisab threshold based on the classical 85-gram pure gold standard referenced by Saudi Zakat, Tax and Customs Authority (ZATCA) guidance and widely cited Islamic finance scholarship. Gold price is user-entered and should be checked against a live source before relying on the result. Last reviewed: June 2026.